Home Loan Calculator
🏠 Loan Details
💡 Home Loan Basics
Home loans are long-term loans typically used to purchase property.
The EMI calculation uses standard amortization, ensuring you pay
principal and interest equally over the loan period. Lower interest
rates and longer tenure result in lower monthly payments but higher
total interest.
Your EMI Breakdown
Monthly EMI
₹35,845
Per month payment
Total Interest
₹36,28,800
Interest over loan period
Total Amount Payable
₹86,28,800
Principal + Interest
📊 Loan Summary
Principal Amount
₹50,00,000
Total Interest Paid
₹36,28,800
Monthly Payment
₹35,845
Total Duration
240 months (20 years)
⚠️ Key Insights
• Interest comprises
42.1% of your
total payment
• You’ll pay approximately ₹15,120 in interest per month
• Increasing tenure reduces EMI but increases total interest paid
• You’ll pay approximately ₹15,120 in interest per month
• Increasing tenure reduces EMI but increases total interest paid